Getting a mortgage when you’re self-employed can be tricky.
We make it easy.
I get it. Getting a mortgage when you’re self-employed can feel like navigating a minefield. Back in 2014, my wife and I found our dream first home, but as someone with a fluctuating income, securing a mortgage felt impossible. We ended up needing help from family, simply because we didn’t know where to turn for expert advice.
That experience sparked a fire in me. I became a qualified mortgage broker in 2017, and in 2020, I founded Momentum Mortgages with a clear mission: to help self-employed people like you achieve their homeownership dreams.
We understand the unique challenges you face. We know how to present your case to lenders effectively, ensuring you get the mortgage you deserve. And because we’re parents ourselves, we also understand the importance of protecting your family’s financial future. We’ll guide you through the process, offering clear advice and support every step of the way.
At Momentum Mortgages, we’re guided by a set of core values that shape every interaction and decision we make. These values are more than just words; they’re the principles that drive us to deliver exceptional service to our clients.
We believe in going the extra mile for our clients. We’re dedicated to researching the best options, navigating complex situations, and advocating for your needs every step of the way.
We treat every client with the utmost respect and consideration. We listen carefully to your needs, value your time, and communicate clearly and honestly throughout the process.
We approach every interaction with empathy and understanding. We know that securing a mortgage can be stressful, and we’re here to provide support and guidance with a kind and compassionate approach.
We’re passionate about helping you. We bring energy and enthusiasm to every client interaction, making the process as smooth and enjoyable as possible.
We believe in transparency and integrity. We’ll provide you with clear, straightforward advice and ensure you fully understand every aspect of the mortgage process.
These values are at the heart of everything we do. They’re the foundation of the strong relationships we build with our clients and the reason why clients trust us to guide them through one of the most significant financial decisions of their lives.
Self Employed Mortgage Specialists
At Momentum Mortgages, we specialise in helping self-employed individuals and business owners like you secure the best mortgage deals. We understand the unique challenges you face – from fluctuating income to complex tax returns – and have the expertise to guide you through the process smoothly.
Experienced Mortgage Advisors
We’ve been helping self-employed people achieve their homeownership dreams since 2020. Our experienced mortgage advisors have in-depth knowledge of the specialist lenders and criteria that cater to your unique circumstances. We’ll work closely with you to present a clear and compelling case to lenders, ensuring you get the mortgage you deserve.
Supporting you
We pride ourselves on providing a personalised and supportive service. We take the time to understand your individual needs and financial situation, offering clear and jargon-free advice every step of the way.
But don’t just take our word for it – here’s what our clients say:
Testimonials
Our clients Jake and Kat were first time buyers, they were sick and tired of renting but didn’t think they would be able to get a mortgage as Jake had some bad credit on his credit profile.
The Mortgage Process: A Step-by-Step Guide
Buying a home, especially when you’re self-employed, can seem daunting. But with the right guidance, it can be a smooth and rewarding experience.
Here’s a breakdown of the mortgage process:
Throughout the entire process, we’ll be by your side, providing expert advice, answering your questions, and ensuring a stress-free experience.
Contact us today for a no-obligation initial consultation. Our friendly team is available to answer your questions and provide expert advice.
Hi my name is Stephen Dickinson and I am the Managing Director of Momentum Financial Services, I have lived in Sevenoaks for the past 11 years with my wife Vicky and my two boys. I started in Mortgage advice back in 2017 for Your Move Financial Services and then started Momentum Mortgages in 2020. My skills lie in more complex mortgage cases and in particular mortgages for self-employed business owners I particularly excel at. In my free time I like spending time with family and gardening!
Hi my name is Dan Tasker and I am one of the Directors of Momentum Financial Services. I am a mortgage and protection broker whilst also looking after the regulatory compliance and accounting for the business. Before qualifying and changing industry, I was previously an management accountant for a vehicle manufacturing group. In my free time I enjoy spending time with my family and the occasional trip to the gym.
Hi, my name is Gill Armstrong and I support the Mortgage Brokers with setting appointments, collating and inputting documents & information and assisting clients. I live in Sevenoaks and I work part time at Momentum Financial Services.
Hi my name is Darius Stonkus and I am a mortgage and insurance broker for Momentum Mortgages, I am based in Bromley. I love helping people get what they need, my specialties are company directors and sole traders, and if you had a credit blip, don’t fret I am here to help.