how mortgage brokers are responding to the cost-of-living crisis

Specialist MORTgAGe Brokers In the news – our Founder and MD, Stephen Dickinson gives his views  –  BOOK YOUR FREE MORTGAGE STRATEGY CALL BELOW You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with GDPR May 2018 requirements.  You […]

How to save money on your home insurance

Home Insurance is a condition of all mortgage lenders and even if you don’t have a mortgage on your home it’s still a good idea to have it.  Here are some great tips you can utilise to cut the cost of your home insurance.  1. Get the right locks for your doors so that it […]

Bridging Loans

What are bridging loans? Bridging loans are a type of short-term loan that can be used for a variety of purposes. They are secured against property, which can be residential, buy to let or commercial. Bridging loans offer a quick solution to securing finance. Bridging loans are short term finance usually used to provide some […]

Agreement in Principle

If you are looking to buy a property, getting an agreement in principle (AIP), also known as a mortgage in principle (MIP) or a decision in principle (DIP), is an important first step. An agreement in principle is a way of proving that you can afford to borrow enough to buy a property. However, it […]

Mortgage jargon buster

Our mortgage jargon buster should explain some of the terms used within the mortgage process. Agreement In Principle (AIP) An initial acceptance document from the mortgage lender, usually obtained before you make an offer, where you and the lender will reach an agreement on the type of mortgage to be provided. This agreement is subject […]

Buying and selling a home costs

When buying a property in the UK there are various costs and fees involved. The most important cost is the deposit, which is usually 10% of the purchase price. Other costs include stamp duty, solicitor’s fees and mortgage arrangement fees. Stamp duty – The stamp duty payable on a property purchase depends on the purchase […]

What is a fixed-rate mortgage?

Are you looking for a mortgage? A fixed-rate mortgage might be the right choice for your needs. Fixed-rate mortgages have interest rates that stay the same, so there are no surprises with your monthly repayments. It’s worth considering which type of fixed-rate mortgage is best for you and what happens when they end. Read on […]

Our guide to mortgages

If you’re looking for a guide to mortgages, then look no further. Here, we will answer all of your questions about mortgages, including what a mortgage is and how they work. We’ll also discuss mortgage interest rates and how much of a deposit you need to get one yourself. It’s important that you budget properly […]

How do repayment mortgages work?

Repayment mortgages are a type of mortgage that has become more popular over the last decade. A repayment mortgage is where you pay back your loan in equal amounts every month, typically over 25 years. Repayment is calculated by dividing the amount owed with an interest rate to create an amortization schedule that will be […]