Commercial Mortgages For Industrial Units & Warehouses

Need funding to buy or refinance an industrial unit or warehouse? 

Welcome to Momentum Mortgages – your commercial mortgage broker specialists

Based in Sevenoaks, Kent and serving clients throughout London and the whole of the UK

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At Momentum Mortgages, we understand the office market and the finance behind it – from small serviced units to large-scale multi-tenanted buildings.

Whether you’re expanding your operations, investing in logistics property, or looking to let out commercial space, we’ll help you secure the right mortgage to support your plans.

At Momentum Mortgages, we understand the industrial and warehousing sector – and we know which lenders to approach to get things moving.

A commercial mortgage for an industrial unit or warehouse is designed to help businesses or investors purchase, refinance, or release equity from storage and distribution premises. These properties can be used for manufacturing, warehousing, logistics, storage, or engineering.

They’re often larger, more bespoke buildings – and lenders assess them differently to standard shops or office spaces.

  • Warehouses and distribution centres
  • Manufacturing plants and workshops
  • Logistics and fulfilment hubs
  • Light industrial units
  • Industrial estates and trading parks
  • Freehold or long-leasehold units
  • Purpose-built or converted spaces
  • Owner-occupied: You’re buying the premises to run your business from. Lenders will look at your trading history, profit margins, and business plan.
  • Investment: You’re buying the property to lease to another business. The focus will be on the tenant’s strength, the lease terms, and the rental income.

 

We can also help if you’re buying through a limited company, SPV, pension scheme (SSAS or SIPP), or want to refinance to release equity for other ventures.

Commercial mortgages for industrial properties typically start from £50,000, with loan-to-value (LTV) up to 75%, depending on your circumstances.

We’ll help you find lenders who are comfortable with:

  • Specialist property types
  • Higher-value sites
  • Shorter or non-standard leases
  • Owner-operators with limited experience
  • Your experience and background
  • Trading history (if owner-occupied)
  • Strength of the tenant and lease (if investment)
  • Location and condition of the unit
  • Planning use class (e.g. B2, B8)
  • Demand in the local area
  • Deposit size and credit profile

 

If you’ve been turned down elsewhere or your case is a bit outside the box, don’t worry – we’re often able to help where others can’t.

Why Momentum Mortgages?

Industrial and warehouse properties are a fast-growing sector – but they need specialist handling. We work with a wide range of lenders, including those who understand logistics, manufacturing, and storage-based businesses.

With Momentum, you’ll get:

Market Access

Access to high-street and specialist commercial lenders

Our Experience

Experience with complex cases and bespoke properties

No Jargon

Clear, honest advice – no jargon, no fluff

Help Throughout

Support from start to finish, so nothing falls through the cracks

Let’s get started on your industrial mortgage

We’ll guide you through every step.