Meet the founder of Momentum Mortgages
I’m Stephen Dickinson, The owner and founder of Momentum Mortgages. I have helped hundreds of first time buyers to achieve their dream goal of owning their first home and here at Momentum Mortgages we have extensive experience in guiding you from initial enquiry to getting the keys to your new home.
In fact that was the reason that I founded Momentum Mortgages having been a first time buyer myself I found it difficult for me and my wife to get our first mortgage and I’ve made it our mission to make it as easy as possible for first time buyers to get a mortgage and set you up for success.
- Remove Stress
- Save Time
- Save Money
- Improve your chances of getting your first mortgage
One of our core values is preparation, Yes you don’t have to actually Apply for a mortgage until you found the perfect first home but its a great idea to know what you can afford and how much its going to cost you.
As specialists in first time buyer mortgages we will help you from the outset all the way through to completion using our tried and tested process that has helped many first time buyers get their dream home.
One of the initial parts of the process would be to get you an agreement in principle so you can prove to estate agents and vendors that you have the ability to purchase the property you are interested in.
Getting the deposit for your first time buyer mortgage can seem an impossible task but that is where the government help to buy schemes can come in handy.
A help to buy mortgage can be used on qualifying new build homes and the government will provide up to 40% additional deposit for London and 20% additional deposit for the rest of England and Wales in the form of a equity loan.
There’s also shared ownership that can be considered which means you will part buy part rent and ultimately you will need a lower mortgage and deposit.
When you’ve had bad credit in the past it can make getting your first time buyer mortgage more complicated.
We have helped many different first time buyers get a bad credit first time buyer mortgage.
Momentum Mortgages is proud to be a part of Embrace Financial Services .