Being self-employed can be a highly rewarding experience, with the freedom to control your own working life. We can help bring that freedom to the mortgage process.
Getting a mortgage when you’re self-employed doesn’t have to be tough. While the process might be slightly more complex than for your standard mortgage, if you have a decent deposit and your accounts are in place, it shouldn’t be a barrier to purchasing your perfect home.
We’re experts in overcoming challenges related to self-employed mortgages. Through our great relationships and specialist knowledge of the market, we’ll find the lenders who will take a broader view when considering your application and find the right deal for your circumstances.
The criteria for applying for a self-employed mortgage are largely the same as for standard mortgages, and you’ll go through the same affordability and credit checks.
Depending on your circumstances (whether you’re a sole trader, a partner or a contractor, for instance), you may need to provide:
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Momentum Mortgages is an Appointed Representative of PRIMIS Mortgage Network registered in England Wales, company number 11806827.
PRIMIS Mortgage Network is a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.
We will charge a fee of between £99.00 and £999.00. The amount we will charge is dependent on the amount of research and administration that is required.Please refer to the Terms of Business for further information.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
The Financial Conduct Authority does not regulate all Buy to Let mortgages
