Your browser is out of date

This website has been built for modern browsers, yours is many years out of date and as a result, your experience of this website will be poor.

Please upgrade your browser and pop back.


Mortgages For The Self Employed

Self Employed and looking for a mortgage? We specialise in helping self employed people to master their mortgage with minimal stress and time so you can focus on doing what you do best.

Specialists in Self Employed Mortgages

Meet the Founder of Momentum Mortgages

I’m Stephen Dickinson, The owner and founder of Momentum Mortgages. We have helped hundreds of Self Employed people to get their dream home or investment. We know it’s not easy for self employed people to get a mortgage, that’s why its important to have a broker by your side that knows the problems and mistakes to look out for. 


Being Self employed myself I understand exactly the dilemma that most self employed people face when trying to get a mortgage… how do you make yourself look as good as possible to a lender while also keeping your accountant happy and your tax liability as efficient as possible. 


That’s exactly why I decided to specialise in self employed mortgages so we could focus on all types of different self employed people such as sole traders, ltd company directors, CIS, Contractors and more to be as prepared as possible using our tried and tested MASTER methodology to maximise the chances of success.

We will;

  • Remove Stress
  • Save Time So You Can Focus On Your Business
  • Save You Money
  • Improve Your Ability To Get A Self Employed Mortgage

Get our 7 Tips for Self Employed Mortgage Success

Our guide for self employed people and how they can be as prepared as possible for starting the mortgage journey.

What Types of Self Employed Mortgages Do We Specialise In

Self Employed Mortgage

If your a sole trader or partnership running your own business and looking for a mortgage then we can help you show your self employed income show in the best possible way to a lender.

Learn More about Self Employed Mortgages

Ltd Company Director Mortgage

Are you a ltd company director and need a mortgage? Your income and how you extract income from a company is more complex than being a sole trader, this means there are various different ways to present your case to a lender and we know exactly the way to maximise your success.

Learn More About Ltd Company Director Mortgages

CIS Contractor

We specialise in helping Construction Industry Scheme Contractors get a mortgage. We know exactly how your scheme is setup and which lenders to use that will use your payslips as your income rather than your Tax calculations to maximise your borrowing power.

Learn More About CIS Contractor Mortgages

Contractor Mortgage

If you are a contractor such as an IT contractor, or a Doctor or other Professional working on a contract basis then we are here to help. You will have a more complex situation than someone permanently employed, and we know exactly how to show you in the best light to lenders to get the mortgage you need.

Learn More About Contractor Mortgages

Get in touch

If your Self Employed and looking for a mortgage then get in touch to start the process of getting your dream home or investment.

Momentum Mortgages is proud to be a part of Embrace Financial Services .